Built for the whole of financial services.
We begin in financial services because it is where value, identity and records that must stay private for decades meet on the same infrastructure. The layer is not built for one line of business or one rail: it reads the same attack wherever it starts, and only the data it reads changes from one to the next.
Seven lines of business. The same two acts.
An instruction is issued, or a read is taken. What changes from one line to the next is the consequence, and how long the data has to stay private.
Card · Instant payment · Tokenised · Cross-border · Cross-chain
- Retail and business bankingCard, online, branch and ATM channels, each with its own controls and its own blind spots.
- Corporate banking, treasury and marketsLower volumes and the largest values: one correctly authenticated instruction on a high-value channel can move more than a retail estate loses in a year.
- Payments and cardInstant and card rails, where an approved instruction settles before anyone looks twice.
- Clearing and settlementThe infrastructure between institutions, whose records stay sensitive for years after the transaction.
- Digital assets and cross-chain bridgesCustody, tokenised deposits, stablecoin settlement and the bridges that carry value between networks, where a signed transfer is final and some of the sector’s largest losses have occurred.
- Insurance and asset managementLong-lived client and policy records, and the platforms that administer them.
- Third parties and fintech partnersNot your estate, but inside your perimeter: where a credential is trusted before it is ever misused.
Nothing changes for it to begin. Nothing is undone for it to end.
The posture is chosen for the institution’s risk committee before it is chosen for us: advisory first, reversible throughout, and in-line only by your decision.
- Qualified under mutual NDA.We begin with a briefing, and tell you plainly whether the problem you are trying to solve is one we can help with at this stage.
- Off the transaction path.It runs beside the systems you already operate. It advises and your systems decide; it can be removed at any stage.
- Every warning shows its working.Probes that conventional tooling files as unrelated alarms are read as one campaign, and the reasons are reviewable by your team, your auditors and your regulator.
- In-line only on your decision.If you decide it should move in-line, it does so on latency terms agreed in advance, fails open, and remains removable.
- Standards
- NIST FIPS 203 · 204 · 205
- Protects
- Data in transit and at rest
- Documentation
- Security and compliance, under mutual NDA
- Status
- Patent pending, PCT filed
Pilot enquiry
Financial services first: banks, payment infrastructure and settlement operators, whose data has a shelf life longer than the algorithms protecting it. The architecture is sector-agnostic, and healthcare, telecommunications, sovereign and critical operations follow on the same clock.
- Organisation and your role
- Sector and infrastructure scale
- What you are trying to protect
- NDA status
partnership@kolmshield.com
Financial services is where we begin, not where we stop. The same architecture extends to healthcare, telecommunications, sovereign and critical operations.